Credit Policy and Portfolio Manager - Retail Risk Management - Hồ Chí Minh

* Key responsibilities

- Develop, implement, and monitor credit policies and manuals for underwriting  processes for both secured and unsecured products

- Ensure compliance of underwriting manual with Bank’s internal and regulatory standards

- Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.

- Working in close cooperation with analytical team to monitor portfolio quality and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.

- Collaborate with risk strategy management team to ensure Straight through Processes, mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly.

- Prepare risk related presentations and materials for high level committees and working groups.

*  Benefits and allowances

- Attractive and competitive salary in banking and financial services: Negotiable salary in accordance with capacity; 13th month salary + Year-end bonus.

- Regulations on allowances: Social insurance, health insurance, unemployment insurance according to regulations, annual health check,…

- VPBank Care health insurance (accident insurance 24/7, BVI health insurance, whole body insurance)

- 14-16 days of annual leave; Holidays/ New Year according to regulations

- Employees of VPBank Account Account, free goods and services

- Dynamic working environment, promotion opportunities, skills training courses, professional expertise, specialized knowledge.

Educational Qualifications: Major/Bachelor/Master of Finance/Banking/Business Management/Commerce.

Relevant Knowledge/ Expertise: Banking Product, Data Analysis, Credit Policy

Required Competencies: Good at Problem Solving & Negotiation, Communication Skill, Proactive and Creative in Working

Expert in English: Reading, Listening, Writing & Speaking

Hướng dẫn ứng tuyển

Bước 1: Điền vào Mẫu thông tin ứng viên VPBank
Bước 2: Chọn nút "Nộp Đơn" bên trên để ứng tuyển: https://tuyendung.vpbank.com.vn/vi/jobs/apply/?id=330819
Bước 3: Sau khi hoàn tất bước nộp đơn, check email của Bạn được gửi từ Tuyển dụng VPBank – Thư xác nhận ứng tuyển thành công để nắm thông tin và hướng dẫn tuyển dụng tại VPBank.